Bitso Review 2027 Fees, Features and Safety

This Bitso review for 2027 looks at the Mexico City, Mexico-based crypto exchange, founded in 2014, and covers trading fees, security record and regulation, so you can decide whether it fits the way you trade.

What is Bitso? (2027)

Bitso is the largest cryptocurrency platform in Latin America. It was founded in Mexico City in 2014 by Pablo Gonzalez and Ben Peters, with Daniel Vogel joining shortly after as a co-founder and later becoming chief executive. Starting as Mexico's first Bitcoin exchange, it has expanded to Argentina, Brazil and Colombia and now serves more than nine million customers.

In 2021 Bitso raised $250 million at a valuation above $2 billion, becoming one of the region's best-funded financial technology companies. Its importance goes beyond trading. Bitso has become part of the plumbing for moving money across borders in Latin America.

More than an exchange

Bitso operates three connected businesses.

The retail app lets individuals buy, sell, hold and earn on crypto using Mexican pesos, Brazilian reais, Argentine pesos or Colombian pesos. For people in countries with high inflation or volatile currencies, access to dollar-pegged stablecoins is often the main attraction.

Bitso Alpha is the professional trading interface, with order books, charts and advanced order types. It hosts the deepest markets in the world for crypto against the Mexican peso.

Bitso Business provides cross-border payment and treasury services to companies. Remittance firms and fintechs use Bitso to convert dollars into pesos through crypto rails, and the company processes billions of dollars a year in transfers between the United States and Mexico, a meaningful share of one of the world's largest remittance corridors.

Products for individuals

• Spot trading on dozens of cryptocurrencies with local-currency and stablecoin pairs.
• Yields: an earn feature that pays returns on selected assets, including dollar stablecoins, in eligible countries.
• Local payments: integration with Mexico's SPEI system, Brazil's Pix and other domestic networks for near-instant deposits and withdrawals.
• International transfers to and from other users at low cost.

The app is designed for clarity, with Spanish and Portuguese support and educational content aimed at first-time users.

Fees

Bitso charges maker and taker fees on a sliding scale based on 30-day volume. Entry-level rates on local-currency markets are higher than those on global low-cost exchanges, around half a percent or a little more for takers, and they decline significantly for active traders. Simple conversions in the app include a spread. Deposits and withdrawals through local bank networks are typically free or very cheap, which is a real saving compared with wiring money to an overseas exchange.

Security

Bitso has not suffered a major hack of customer funds in over a decade of operation. It keeps the bulk of assets in cold storage with multi-signature controls, runs regular penetration tests, and has published proof-of-solvency reports reviewed by an external firm that allow customers to verify their balances. Accounts are protected by two-factor authentication and a transaction PIN.

Regulation

Bitso's international platform is licensed by the Gibraltar Financial Services Commission under its distributed ledger technology framework, a regime that sets requirements for custody, governance and financial resources. In Mexico, peso services are provided through a regulated electronic payments institution. The company holds a payment institution licence in Brazil and operates under local registration rules in Argentina and Colombia.

Bitso does not serve retail customers in the United States. It has generally been regarded as one of the more compliance-oriented crypto firms in the region.

Stablecoins and the regional picture

Stablecoins account for a large and growing share of activity on Bitso, reflecting how Latin Americans actually use crypto: to save in dollars, receive payments from abroad and protect purchasing power. The company has leaned into this trend, and an affiliate launched a Mexican peso stablecoin in 2025 aimed at business payments.

Who is Bitso best for?

Bitso is the natural choice for residents of Mexico, Brazil, Argentina and Colombia who want to move between local currency and crypto smoothly. It is particularly strong for people receiving remittances, freelancers paid from abroad and savers who want dollar stablecoins. Businesses with cross-border payment needs in the region should look at its corporate services.

Traders looking for derivatives, hundreds of altcoins or the lowest global fees will need another exchange alongside it.

Pros and cons

• Pros: leading platform in Latin America, fast local bank transfers, strong remittance and stablecoin tools, regulated in Gibraltar and locally, no major hacks.
• Cons: higher fees for small traders, limited coin selection, no derivatives for retail users, available in only a few countries.

Getting started

Download the app, register with your phone number and verify your identity with a local ID. Fund the account by SPEI, Pix or bank transfer, set a PIN and two-factor authentication, and make your first purchase.

Bitso review: verdict for 2027

Bitso matters because it solves real financial problems for its region. It offers Latin American users a trustworthy, well-connected route into crypto and stablecoins, and for that audience it is the standout option.

Compare this Bitso review with all 40 crypto exchanges in our 2027 list, and confirm the latest terms on the official Bitso website before you open an account.