FOREX.com Review 2027 Fees, Features and Safety

This FOREX.com review for 2027 looks at the New Jersey, United States-based forex broker, founded in 2001, and covers its 8 listed regulators, the $100 minimum deposit, leverage of up to 1:50 (US) and trading platforms, so you can decide whether it fits the way you trade.

What is FOREX.com? (2027)

FOREX.com is one of the best-known names in retail currency trading and the largest forex dealer in the United States by client assets. It was launched in 2001 by GAIN Capital, a company founded two years earlier in New Jersey by Wall Street veteran Mark Galant. In 2020 GAIN Capital was acquired by StoneX Group, a Fortune 100 financial services firm listed on Nasdaq. FOREX.com now operates as StoneX's global retail trading brand, alongside its sister brand City Index.

Regulation and trust

FOREX.com is regulated in every major jurisdiction where it operates. In the United States it is registered with the Commodity Futures Trading Commission and is a member of the National Futures Association, which imposes some of the strictest capital requirements in the world on forex dealers. Other group entities are authorised by the UK Financial Conduct Authority, Canada's CIRO, ASIC in Australia, the Monetary Authority of Singapore, Japan's FSA, the Cyprus Securities and Exchange Commission and the Cayman Islands Monetary Authority.

Its parent company publishes audited accounts every quarter and has shareholders' equity in the billions of dollars. That financial backing is a significant advantage in a market where many competitors are small private firms.

Markets

American clients can trade more than 80 currency pairs, spot gold and silver, and, through a separate account, futures and futures options. US regulations do not permit CFDs.

Outside the United States the range is much broader. Clients of the UK, Australian and other international entities can trade thousands of CFDs on indices, shares, commodities, bonds and cryptocurrencies in addition to forex.

Account types and pricing

FOREX.com offers three main pricing models.

Standard account: no commission, with all costs included in the spread. Typical EUR/USD spreads are a little over one pip.

RAW Spread account: spreads on major pairs from 0.0 pips, plus a fixed commission per $100,000 traded. This is usually the cheapest option for active traders.

MetaTrader account: spread-only pricing on the MT4 and MT5 platforms.

The minimum deposit is $100. High-volume traders can join the Active Trader programme, which pays cash rebates on a sliding scale, offers interest on balances and provides a dedicated market strategist. An inactivity fee is charged if an account is unused for a year.

Leverage

In the United States, leverage is capped by regulation at 50:1 on major currency pairs and 20:1 on minors. US rules also require first-in-first-out order handling and prohibit hedging the same pair within one account. Clients of international entities receive leverage according to local rules, typically 30:1 for retail traders in the UK, EU and Australia and higher in other jurisdictions.

Platforms and tools

• FOREX.com web and mobile platforms: the proprietary platforms feature TradingView-powered charts, more than 80 indicators, integrated news and analysis, and one-click trading.
• MetaTrader 4 and MetaTrader 5: supported with a package of additional expert advisors and indicators.
• TradingView: accounts can be connected directly so that orders are placed from TradingView charts.
• API trading for algorithmic strategies.

Research tools include a Performance Analytics dashboard that reviews your trading behaviour, Trading Central signals, an economic calendar and regular commentary from the in-house research team.

Execution

FOREX.com acts as a market maker and publishes statistics on execution speed and the proportion of orders filled at the requested price or better. Being part of StoneX gives it access to deep institutional liquidity. Slippage can still occur during fast markets, as with any dealer.

Who is FOREX.com best for?

For traders in the United States, FOREX.com is one of a small handful of regulated options and probably the most complete, with a wide pair selection, multiple platforms and competitive RAW pricing. Internationally, it suits traders who want a well-capitalised, publicly backed broker with good tools.

Those looking for the highest leverage, bonuses, or a large range of share CFDs in the US will not find them here because of regulatory limits.

Pros and cons

• Pros: backed by Nasdaq-listed StoneX, CFTC and NFA regulated, over 80 currency pairs, RAW spread pricing, MT4, MT5 and TradingView, Active Trader rebates.
• Cons: standard account spreads are average, no CFDs for US clients, inactivity fee, leverage limited by US and European rules.

Getting started

Open an account online, verify your identity and fund by bank transfer, debit card or wire. A free demo account with virtual funds is available for practising on each platform before going live.

FOREX.com review: verdict for 2027

FOREX.com combines the name recognition of an industry pioneer with the financial muscle of a large listed parent. It is a dependable, well-regulated broker with flexible pricing and solid platforms, and for US-based forex traders it remains a leading choice.

Compare this FOREX.com review with all 60 forex brokers in our 2027 list, and confirm the latest terms on the official FOREX.com website before you open an account.