FundingPips Review 2027 Fees, Features and Safety

This FundingPips review for 2027 looks at the Dubai, United Arab Emirates-based prop firm, founded in 2022, and covers the profit split of up to 100%, funding of up to $2.0M, evaluation rules and payouts, so you can decide whether it fits the way you trade.

FundingPips overview (2027)

FundingPips is a proprietary trading firm founded in 2022 by Khaled Ayesh and based in Dubai. It rose rapidly to become one of the highest-volume firms in the industry by keeping challenge fees low and rules simple. Trader review platforms consistently list it among the firms with the most verified payouts, and it has built a very large community, particularly in the Middle East, Asia and Europe.

Evaluation models

• 2-Step: an 8% profit target in the first phase and 5% in the second, with a 5% daily loss limit and a 10% overall loss limit. This is the firm's flagship programme.
• 2-Step Pro: a variation with lower targets and tighter drawdown, designed for conservative traders.
• 1-Step: a single phase with a 10% target and reduced loss limits.
• Zero: an instant-funding style account with no evaluation, a consistency requirement and a smaller profit share.

There is no time limit on evaluations. Account sizes range from $5,000 to $100,000 per account, and a trader can hold several accounts up to a combined cap.

A profit split linked to payout frequency

FundingPips handles the profit split in an unusual way. On the main two-step model, you choose how often you want to be paid, and the share adjusts to match. Weekly payouts come with a lower split, bi-weekly payouts with a standard 80%, and monthly payouts with up to 100%. Traders who can wait longer keep more.

The Zero account pays a lower share on a fixed cycle. On the evaluation models, the challenge fee is refunded once the trader has received a set number of payouts.

Fees

Low pricing is central to the firm's appeal. A $5,000 two-step challenge costs only a few dozen dollars, and a $100,000 account is typically priced below $550, which undercuts many established rivals. Discounts are frequent. For traders who expect to need more than one attempt, lower fees meaningfully reduce the cost of getting funded.

Risk rules

The daily loss limit is calculated from the higher of the day's starting balance or equity, and the overall limit is static from the initial balance on the standard models. News trading is restricted on funded accounts within a short window around high-impact releases, and weekend holding depends on the account type. Expert advisors are allowed within limits, while tick scalping, arbitrage and copying between unrelated traders are prohibited.

FundingPips has tightened certain rules over time to deal with abuse. Check the current terms before buying, since conditions in this industry change often.

Scaling

Funded traders who meet profitability and payout requirements over several months can have their capital increased in stages. The scaling plan allows growth to as much as $2 million in total allocation, with improved conditions at higher levels through the firm's "hot seat" programme for top performers.

Platforms and markets

The firm supports MetaTrader 5, cTrader, Match-Trader and TradeLocker. Instruments include forex, metals, indices, energies and cryptocurrencies. Leverage is up to 1:100 on forex for evaluation models, with lower leverage on other asset classes and on some account types.

Payout record

FundingPips publishes payout statistics and certificates, and independent trackers show very large cumulative payouts. Processing times are generally short. As at any high-volume firm, there are also complaints from traders whose payouts were refused for rule breaches, which underlines the importance of knowing the rules in detail.

Recent developments

The company attempted to expand into futures through a sister brand, which announced in January 2026 that it would wind down following a backlash over rule changes. The core FundingPips CFD business continued as normal. The episode is a reminder that even successful prop firms adjust their models frequently and that traders should not assume terms are permanent.

What you should understand

FundingPips operates simulated accounts and is not a regulated broker or investment firm. Payouts are made from company funds based on simulated performance. The firm is young, though its scale and payout volume are now among the largest in the sector.

Who is FundingPips best for?

FundingPips is well suited to cost-conscious traders who want standard two-step conditions at a low price, and to those who like the option of trading longer payout cycles for a higher share. The wide platform choice is a further advantage.

Traders who depend on news trading or who want a firm with a long operating history may prefer other options.

Pros and cons

• Pros: very low challenge fees, flexible payout cycles with up to 100% split, no time limit, four platforms, scaling to $2 million, large verified payout volume.
• Cons: news trading restrictions on funded accounts, rules have changed several times, $100,000 maximum per account, founded only in 2022.

FundingPips review: verdict for 2027

FundingPips has made funded trading cheaper and more flexible than it was a few years ago. Its low fees and payout options are hard to beat. Read the rules closely, and it is one of the best-value prop firms on the market.

Compare this FundingPips review with all 35 prop firms in our 2027 list, and confirm the latest terms on the official FundingPips website before you open an account.