FXIFY Review 2027 Fees, Features and Safety

This FXIFY review for 2027 looks at the London, United Kingdom-based prop firm, founded in 2023, and covers the profit split of up to 90%, funding of up to $4.0M, evaluation rules and payouts, so you can decide whether it fits the way you trade.

FXIFY overview (2027)

FXIFY is a London-based proprietary trading firm that launched in 2023. What sets it apart from many competitors is its backing: it was founded by people connected to FXPIG, a forex broker that has operated for well over a decade, and it uses that broker's trading infrastructure. This broker-backed structure gives FXIFY established liquidity relationships and has helped it grow into one of the larger firms in a short time.

Programmes

• One-phase: a single evaluation with a 10% target.
• Two-phase: the standard format with a 10% target followed by 5%, or a lower-target variant.
• Three-phase: a cheaper route with three targets of 5%.
• Instant funding and Lightning style accounts for traders who want quicker access to a funded account.

Account sizes range from $5,000 up to $400,000 on some programmes, which is a higher ceiling than most firms offer at the outset. There are no time limits. A small number of minimum trading days is required.

Customising at checkout

FXIFY lets traders adjust their account with paid add-ons. Options have included a 90% profit split in place of the standard share, bi-weekly payouts, the right to use expert advisors without restriction, raw-spread pricing and higher leverage. Each add-on raises the price, so the final cost depends on how you configure the account. This approach allows traders to pay only for the features they need.

Profit split and payouts

The base profit share starts at around 75% to 80% and can be raised to 90% through an add-on or progression. FXIFY promotes first payout on demand: once a funded account is in profit, the first withdrawal can be requested without waiting for a fixed period. After that, payouts follow a monthly or bi-weekly cycle according to the options selected. The challenge fee is refunded with the first payout on eligible programmes.

Risk rules

On the two-phase challenge, the daily loss limit is 4% or 5% and the overall limit 10%. The one-phase account uses a trailing drawdown, and the three-phase account has a tighter overall limit. Traders choose between drawdown calculated on balance or on equity for some products.

News trading and weekend holding are generally permitted on evaluations. Certain strategies are prohibited, including latency arbitrage, grid trading without add-on permission, and hedging between accounts. On funded accounts, the firm restricts trading in a short window around major news unless the trade was opened well in advance.

Scaling

Funded traders who achieve a 10% profit over a three-month period with regular payouts can have their account increased by 25%. The scaling plan allows growth up to $4 million.

Platforms and markets

FXIFY offers MetaTrader 4, MetaTrader 5, DXtrade and TradingView-connected trading, giving it one of the wider platform line-ups. Because it is linked to a broker, it has been able to keep MetaTrader available in many regions when other prop firms lost access. Instruments include forex, indices, metals, commodities and cryptocurrencies. Leverage is up to 1:30 by default on forex for larger programmes, with higher leverage available as an add-on.

FXIFY Futures

The firm has added a futures offering under the same brand, allowing traders to take evaluations on exchange-listed contracts through futures platforms. This broadens its appeal to traders who prefer regulated exchange products.

Fees

Base pricing is mid-market. A $100,000 two-phase challenge costs around $475 to $550 before add-ons and discounts, with the three-phase option cheaper. Fully loaded with add-ons, the price rises noticeably.

Support and community

FXIFY provides a trader dashboard, live chat support and an active online community. It publishes payout statistics and trader interviews and has sponsored trading events.

What to keep in mind

The add-on model means the advertised base price may not include features you consider essential, such as a 90% split or unrestricted expert advisors. Work out the total before comparing with other firms. Accounts are simulated, and although FXIFY is connected to a broker, its evaluation business is not itself a regulated investment service.

Who is FXIFY best for?

FXIFY suits traders who want a broker-backed firm, MetaTrader access and the ability to tailor an account. Its high maximum account size and scaling ceiling appeal to experienced traders, and first payout on demand is attractive for those who want early access to profits.

Traders who prefer all features included in one price may find simpler offers elsewhere.

Pros and cons

• Pros: backed by an established broker, one, two and three-phase programmes plus instant options, accounts up to $400,000, first payout on demand, scaling to $4 million, MT4, MT5, DXtrade and TradingView, futures programme.
• Cons: key features sold as add-ons, base profit split below 90%, lower default leverage, news restrictions on funded accounts, launched only in 2023.

FXIFY review: verdict for 2027

FXIFY brings a broker's infrastructure to prop trading and gives traders plenty of control over their terms. Once you account for the cost of add-ons, it remains a competitive and credible choice with strong platform options.

Compare this FXIFY review with all 35 prop firms in our 2027 list, and confirm the latest terms on the official FXIFY website before you open an account.